The prescription drug tier which consists of the lowest cost tier of prescriptions drugs most are generic. The next anticipated update will be july 1 2019.
Preferred Drug List Passport
Prescription drug tier list. This pdl applies to members of our unitedhealthcare neighborhood health plan river valley all savers and oxford medical plans. Most medicare drug plans medicare prescription drug plans and medicare advantage plans with prescription drug coverage have their own list of what drugs are covered called a formulary. When you look up a drug the second column of the drug list will show you what tier its in. Where can i find out how much ill pay for drugs in each tier. Find your plans drug list. Your physician may have the option to write you a prescription for a tier 1 tier 2 or tier 3 drug as defined below.
A drugs tier listing is a function of three things. Each covered drug is in 1 of 5 drug tiers. Your 2019 prescription drug list advantage three tier this prescription drug list pdl is accurate as of jan. A prescription drug list pdl also called a formulary is a list of commonly used medications organized into cost levels called tiers. The formulary includes at least 2 drugs in the most commonly prescribed categories and classes. Plans include both brand name prescription drugs and generic drug coverage.
You can find out more about how to read a drug list in our help center. Tier 1 lowest cost prescription generic and some over the counter otc drugs. A mix of brand name and generic drugs. List of prescription drugs covered by your plan is current as of october 1 2019. Many tier 4 drugs have lower cost options in tiers 1 2 or 3. Also may include higher priced generics that have more costeffective options at lower tiers.
Your plans summary of benefits will have a section on prescription drug costs. The more the drug costs the payer the higher the tier. Mostly brand name drugs as well as some generics. But tiers are also based on drug class. Its real cost the payers negotiated cost and whether there are cheaper options. These costs are decided by your employer or health plan.
Tier 2 prescription generic and some otc drugs. All covered drugs are placed into one of three tiers. Use tier 2 or tier 3 drugs instead of tier 4 to help reduce your out of pocket costs. 1 2019 and is subject to change after this date. Why drugs are listed in tiers. For an up to date list of covered drugs or if you have questions please call unitedhealthcare.
Tier 4 highest cost medications that provide the lowest overall value. However there may be instances when only a tier 3 drug is appropriate which will require a higher copayment. Tier 3 brand drugs that dont have a generic available. The prescription drug tier which consists of medium cost prescription drugs most are generic and some brand name prescription drugs. Each tier has a copay or coinsurance amount.